DAVID DOWNS WRITING SERVICES LTD

Executive Summary

David Downs Writing Services Ltd is currently dormant with no trading activity or financial substance, offering no visible capacity to service debt or meet credit obligations. Its balance sheet shows minimal assets and no cash flow, indicating very weak financial health. Credit approval is not recommended until the company demonstrates active trading, positive cash flow, and improved financial strength.

DAVID DOWNS WRITING SERVICES LTD - Analysis Report

Company Number: 13627184

Analysis Date: 2025-07-19 12:42 UTC

1. Credit Opinion: DECLINE
   David Downs Writing Services Ltd is a dormant company with no trading activity or income reported since incorporation in 2021. Its most recent accounts show negligible assets (£1 in current assets, no cash, no liabilities) and no operating history demonstrating cash flow or profitability. There is no evidence of revenue generation or financial performance to support debt servicing capacity. Without active business operations or financial strength, the company presents a high credit risk and insufficient basis for credit approval.

2. Financial Strength:
   The balance sheet reflects an extremely minimal financial footprint. Fixed assets are zero, current assets stand at £1 (likely a nominal value such as stock or prepaid expense), and there are no current or long-term liabilities. Shareholders’ funds equal £1, indicating no retained earnings or capital injection beyond the nominal share capital. The company has no tangible financial buffer or equity to absorb shocks or support growth, signaling very weak financial health.

3. Cash Flow Assessment:
   The company held no cash or equivalents as of the last reporting date, with zero debtors and no reported income or expenditure. Working capital is effectively negligible, and no operational cash flow exists. The lack of liquidity means the company cannot meet financial obligations or fund any business activity without external capital. This severely limits its ability to service debt or meet commercial commitments.

4. Monitoring Points:

• Any change from dormant to active trading status with reported income and expenses.
• Improvement in cash balances and positive working capital generation.
• Evidence of financial investment or capital injection increasing net assets.
• Timely filing of accounts and confirmation statements to assess ongoing compliance and operational status.