DCM CONSULTANTS LTD

Executive Summary

DCM CONSULTANTS LTD currently presents no financial activity or assets, rendering it unable to support credit facilities. The company’s dormant-like status with zero reported trading or cash flow leads to a credit decision of decline. Monitoring for future operational or financial changes is advised before reconsidering credit extension.

DCM CONSULTANTS LTD - Analysis Report

Company Number: 13137893

Analysis Date: 2025-07-29 20:50 UTC

1. Credit Opinion: DECLINE
   DCM CONSULTANTS LTD shows no financial activity or assets/liabilities over the last four reported years. The balance sheet is consistently zero, indicating no trading, no cash, no receivables, or payables. This lack of financial data means there is no evidence of operational activity or cash generation to service any credit facility. Furthermore, the company has no employees and minimal share capital (£2), reflecting an inactive or dormant business status despite being registered as active. Without revenue, assets, or working capital, the company cannot support debt repayment or meet commercial obligations.

2. Financial Strength:
   The financial statements reveal no fixed or current assets, no liabilities, and zero net assets or shareholders’ funds. The micro-entity balance sheets are flatlined at zero, indicating no capital investment, no retained earnings, and no financial resources. This absence of financial substance is a critical weakness from a credit perspective, showing no buffer or collateral for lending risk mitigation.

3. Cash Flow Assessment:
   With zero current assets and liabilities, the company has no working capital or liquidity. No cash or equivalents are reported, and no employees or operational activities are disclosed. This suggests no trading cash flow or internal funds to cover operating expenses or debt service. The company’s cash flow profile is non-existent, implying it cannot generate or sustain liquidity needed for credit repayment.

4. Monitoring Points:

• Watch for future filed accounts that show any trading activity, assets, or liabilities.
• Monitor director appointments or changes that might indicate business restructuring or new operational plans.
• Observe any changes in share capital or PSC disclosures that could signal new funding or ownership shifts.
• Track timely filing of accounts and confirmation statements to ensure compliance and avoid regulatory risks.