DEANS POINT LTD

Executive Summary

Deans Point Ltd is a dormant company with negligible financial activity and a minimal balance sheet, offering no evidence of trading or cash flow capability. Given the absence of operational history and financial substance, credit approval is not recommended at this stage. Future credit consideration should be contingent on demonstrated trading performance and financial stability.

DEANS POINT LTD - Analysis Report

Company Number: 14572555

Analysis Date: 2025-07-29 19:00 UTC

1. Credit Opinion: DECLINE
   Deans Point Ltd is a newly formed private limited company incorporated in January 2023. The company has filed dormant accounts for its first financial year ending January 2024, showing minimal financial activity with only £5 in debtors and net assets. There is no trading history, revenue, or profit data available to demonstrate capability to service debt or commercial obligations. The company is currently inactive operationally, which poses a high credit risk. Without trading history or financial performance, extending credit is not advisable.

2. Financial Strength:
   The balance sheet is effectively nominal. Total assets less current liabilities stand at £5, which is solely called-up share capital. There are no fixed or current liabilities reported. No retained earnings or reserves exist. The financial position is essentially that of a shell company with no operational financial substance. The company meets the dormant filing category and has no employees.

3. Cash Flow Assessment:
   No cash flow or working capital can be assessed from the accounts since the company is dormant. There is no reported revenue, expenses, or cash balances disclosed. Hence, liquidity cannot be evaluated and would be assumed minimal or non-existent. The company has no trading cash inflows to support obligations.

4. Monitoring Points:

• Monitor future filings for commencement of trading and revenue generation.
• Track upcoming full accounts for evidence of profitability and cash generation.
• Observe any changes in director or ownership structure that may impact credit risk.
• Watch for increases in current liabilities or borrowing to assess leverage and repayment capacity.
• Review payment history if credit facilities are granted in the future.