Company Number: 14803532

Analysis Date: 2025-07-29 14:55 UTC

1. Credit Opinion: DECLINE
   Delojik Consulting Limited is a newly incorporated micro-entity with minimal financial history and no recorded assets, liabilities, or equity as of the latest accounts date (30 April 2024). The balance sheet is effectively zero with net current assets and shareholders’ funds at £0, indicating no operational scale or capital base. There is no evidence of revenue generation or cash flow, which raises significant concerns about the company’s ability to service any debt or meet credit obligations at this stage. Given the absence of trading history, financial strength, or working capital, credit exposure would be high risk without further financial information or guarantees.

2. Financial Strength:
   The company’s micro-entity balance sheet shows no fixed or current assets and no liabilities. The total net assets and shareholders’ funds are zero, reflecting either no operational activity or capital investment to date. With only one employee (the director) and no recorded turnover or reserves, the financial foundation is extremely weak. This lack of financial resources suggests the company has limited capacity to absorb shocks or invest in growth, which is typical for a start-up in its first year but limits creditworthiness.

3. Cash Flow Assessment:
   No cash or working capital data is disclosed beyond net current assets being zero. The absence of creditors and current liabilities implies no outstanding payables, but also no short-term assets such as cash or receivables are reported. This suggests the company may not yet have commenced substantive operations or generated cash inflows. Without positive working capital or liquidity, the company cannot reliably meet short-term obligations, increasing credit risk.

4. Monitoring Points:

• Monitor future filed accounts and confirmation statements for evidence of revenue, profitability, and asset growth.
• Watch for any credit facilities or financial commitments taken on and the company’s ability to service these.
• Track director and ownership stability, especially since the sole director holds full control.
• Review any changes in capital structure or significant investments that strengthen the balance sheet.
• Assess trading performance and cash flow trends once accounts with turnover and profit figures become available.