Company Number: 14336867

Analysis Date: 2025-07-19 12:26 UTC

1. Credit Opinion: DECLINE
   DELTIVE LTD is a dormant company with no trading activity recorded since incorporation in 2022. The financial statements show minimal net assets (£100) and cash balance (£100), indicating no operational cash flow or earnings to support credit exposure. There is no evidence of business activity, revenue generation, or financial performance that would demonstrate the ability to service debt or meet credit obligations. Extending credit under these circumstances would carry high risk due to lack of trading history and financial substance.

2. Financial Strength:
   The company’s balance sheet reflects a nominal equity base consisting solely of issued share capital (£100) and no recorded assets beyond cash. Net assets remain at £100 consistently over the last three years, confirming no growth or accumulation of value. Absence of liabilities and fixed assets aligns with dormant status. This indicates very weak financial strength and no buffer to absorb financial stress.

3. Cash Flow Assessment:
   Cash holdings are negligible at £100, with no reported current assets or liabilities, reflecting zero operating activity. There is no working capital or liquidity to fund operations or service any debt. As a dormant entity, DELTIVE LTD has no cash inflows or outflows and thus no capacity to generate or manage cash flow risks.

4. Monitoring Points:

• Should the company commence trading, closely monitor turnover, profitability, and cash flow statements.
• Watch for filings indicating a change from dormant status to active trading, including updated financials showing revenue and expenses.
• Track any changes in director or ownership structure that might signal new business initiatives or financial backing.
• Review any subsequent loan applications or credit requests with supporting financial data reflecting operational performance.