DIALOGIC TRAINING LTD

Executive Summary

DIALOGIC TRAINING LTD, a recently incorporated micro-entity in the education sector, exhibits a strong balance sheet with increasing net assets and excellent liquidity. The company has no overdue filings or adverse director issues, indicating sound governance. While limited operational scale and absence of detailed profit data warrant attention, current financials support approval for credit facilities with routine monitoring of profitability and cash flow.

DIALOGIC TRAINING LTD - Analysis Report

Company Number: 14330553

Analysis Date: 2025-07-29 20:42 UTC

1. Credit Opinion: APPROVE

DIALOGIC TRAINING LTD demonstrates a solid financial position for a micro-entity with no overdue filings and a positive net asset base. The company shows strong working capital with current assets significantly exceeding current liabilities, indicating sound liquidity. Although the company was incorporated recently (2022) and has no employees recorded, the steady increase in net assets and net current assets suggests prudent financial management and capacity to meet short-term obligations. No negative indicators such as overdue accounts or director disqualifications are present.

2. Financial Strength:

As of 31 March 2024, the company holds net assets of £296,039, up from £213,325 the previous year, reflecting a 39% increase. Fixed assets are minimal (£3,696) relative to current assets (£354,701), which consist primarily of cash or receivables, given no inventories or employees are reported. Current liabilities stand at £62,358, maintaining a comfortable current ratio (~5.7x), highlighting strong liquidity and low leverage. The equity base is robust for its size, with shareholders’ funds equal to net assets, showing no debt financing. The absence of audit requirements aligns with micro-entity reporting but limits detailed insight into profitability.

3. Cash Flow Assessment:

The significant net current assets (£292,343) indicate ample working capital to cover short-term liabilities. The rise in current assets by approximately £87,000 year-on-year suggests improving liquidity. The company’s operations appear to generate sufficient cash or equivalent assets to maintain a positive cash flow position, although no explicit profit and loss data is available. The absence of employees implies low fixed overheads, further supporting cash preservation. The company’s ability to meet its liabilities on time appears strong.

4. Monitoring Points:

• Profitability metrics: As P&L details are not filed, monitor future filings for profit or loss trends to assess ongoing operational viability.
• Cash flow generation: Watch for consistency in current asset levels and timely settlement of liabilities.
• Business activity scale: The company currently reports no employees; growth or investment plans should be evaluated to gauge future credit risk.
• Director and compliance status: Continue to confirm no adverse changes in filings or director conduct.
• Exposure to sector risks: As an education-related entity (SIC 85590), monitor regulatory or funding changes affecting the sector.