DIGIPARTNER LIMITED

Executive Summary

DIGIPARTNER LIMITED is a recently incorporated micro-entity with a significantly negative net asset position and poor liquidity. The company’s financials indicate an inability to meet current liabilities, reflecting high credit risk. Without evidence of improved cash flow or capital support, credit facilities are not recommended at this time.

DIGIPARTNER LIMITED - Analysis Report

Company Number: 14305726

Analysis Date: 2025-07-20 17:20 UTC

1. Credit Opinion: DECLINE
   DIGIPARTNER LIMITED exhibits a weak financial position with negative shareholders' funds worsening from -£2,718 in 2023 to -£8,996 in 2024. The company’s current liabilities (£9,455) significantly exceed current assets (£459), indicating poor liquidity and negative working capital. Given the company’s micro account status and minimal operational history since incorporation in 2022, there is insufficient evidence of stable cash flow or profitability to support debt repayment. The negative equity position further reflects accumulated losses and potential insolvency risk, making the company a high credit risk without mitigating collateral or guarantees.

2. Financial Strength:
   The balance sheet shows a deteriorating financial position over the last two years. The company has no fixed assets reported and minimal current assets (mainly cash or receivables) that are insufficient to cover short-term liabilities. Shareholders' funds are deeply negative, indicating that liabilities exceed assets and the company is technically insolvent on a net asset basis. No retained earnings or capital injections are evident to offset losses. The lack of positive net assets undermines the company’s financial resilience and restricts borrowing capacity.

3. Cash Flow Assessment:
   Current assets of £459 against current liabilities of £9,455 imply a net current liability position of approximately -£9,000. This signals poor liquidity and an inability to meet short-term obligations from operating cash flow or working capital. The company employs no staff and likely has minimal operational activity, which may limit cash inflows. Without positive cash flow statements or evidence of external funding, the company risks defaulting on payments, including trade creditors or bank facilities.

4. Monitoring Points:

• Watch for improvements in working capital and liquidity ratios in future filings.
• Monitor any capital injections or shareholder loans to support solvency.
• Track revenue growth and profitability trends as the company matures beyond its start-up phase.
• Observe director actions or structural changes that may impact financial stability.
• Review any overdue filings or changes in company status that could signal distress.