DLS BUSINESS SOLUTIONS LTD

Executive Summary

DLS Business Solutions Ltd is a stable micro-entity with strong liquidity and net asset backing, showing no signs of distress or financial weakness. The company’s minimal liabilities and consistent working capital position support its ability to meet credit obligations. Continued monitoring of financial trends and compliance filings is recommended to maintain credit confidence.

DLS BUSINESS SOLUTIONS LTD - Analysis Report

Company Number: NI672068

Analysis Date: 2025-07-29 19:50 UTC

1. Credit Opinion: APPROVE
   DLS Business Solutions Ltd demonstrates strong liquidity and solid net asset positions for a micro-entity. The company has maintained positive net current assets and net assets consistently over the last five years, showing financial stability. There are no overdue filings or signs of distress such as liquidation or administration. The directors appear stable with no adverse records. Given its consistent balance sheet strength and no negative trends, the company is assessed as capable of servicing credit facilities, subject to normal commercial terms.

2. Financial Strength:
   The company’s balance sheet shows net assets of approximately £293k as of 31 March 2024, down slightly from £312k the previous year, but still healthy. Current assets of £305k comfortably exceed current liabilities of £9k, resulting in net current assets of £296k, indicating strong working capital. The share capital is minimal (£200), typical for a micro private limited company. There is no indication of long-term liabilities or significant fixed assets, consistent with its micro-entity status. Overall, the financial position is sound with no signs of leverage or solvency issues.

3. Cash Flow Assessment:
   Current assets are primarily liquid in nature, and current liabilities are low, resulting in a current ratio above 30 which is very strong. The company’s working capital position suggests it can meet short-term obligations easily. Without a profit and loss account available, detailed cash flow trends cannot be assessed; however, the consistent net current asset position implies stable operating cash flows. The small size and limited employee base (average 1 employee) reduce operational risk.

4. Monitoring Points:

• Watch for any material changes in net current assets or net asset values which have shown a slight decrease year-on-year.
• Monitor any changes in directors or ownership that could affect management stability.
• Confirm the company maintains timely filing of accounts and confirmation statements to avoid compliance risks.
• If credit exposure increases, request profit and loss statements and cash flow forecasts to better assess operational cash generation.