Company Number: 12694081

Analysis Date: 2025-07-29 20:23 UTC

1. Risk Rating: LOW
   The company demonstrates strong net current assets relative to current liabilities, growing net assets, and timely compliance with filing obligations. Its financial position appears stable for a micro-entity engaged in management consultancy.

2. Key Concerns:

• Limited turnover disclosure in the latest year (2024) restricts full assessment of revenue trends beyond 2023.
• The company carries a small amount of long-term creditors (circa £9.6k), which warrants understanding of the nature and repayment terms.
• The company is closely held by two directors who are also significant shareholders; this concentration could present governance or succession risks.

3. Positive Indicators:

• Net current assets have increased substantially from £12,372 in 2020 to £263,885 in 2024, indicating strong liquidity and working capital management.
• Shareholders' funds have grown steadily to £265,190, reflecting accumulated retained earnings and overall financial strengthening.
• No overdue filings for accounts or confirmation statements, suggesting good regulatory compliance and governance discipline.
• Consistent employment of two staff (including directors) matches the micro-entity status and supports operational stability.
• Fixed assets have increased modestly but remain small relative to current assets, appropriate for a services business.

4. Due Diligence Notes:

• Obtain the most recent turnover and profit figures to confirm revenue sustainability and operational performance in 2024.
• Clarify the nature and terms of the £9,607 long-term creditors to assess any solvency or refinancing risks.
• Review director remuneration and related party transactions given the dual role of directors as significant shareholders.
• Investigate client concentration and contract terms in the management consultancy sector to evaluate business sustainability.
• Confirm if the absence of audited accounts is acceptable for the intended investment purpose or if further assurance is required.