DMAC GROUP LIMITED

Executive Summary

DMAC Group Limited presents a low solvency and liquidity risk profile supported by growing net assets and positive working capital. The company maintains good compliance discipline with no overdue filings. Attention should focus on understanding the introduced long-term liabilities and operational scalability given the micro-entity status and single employee structure.

DMAC GROUP LIMITED - Analysis Report

Company Number: 13016382

Analysis Date: 2025-07-20 15:07 UTC

1. Risk Rating: LOW
   DMAC Group Limited demonstrates solid net asset growth, positive working capital, and timely compliance with filing deadlines. Its micro-entity status limits disclosure but available data shows a healthy financial position with no overdue filings or signs of distress.

2. Key Concerns:

• Limited Operational Scale: The company operates with only one employee (the director), which may constrain capacity and operational resilience.
• Long-term Liabilities Introduced: In the latest year, creditors falling due after more than one year appeared (£33,167), which warrants scrutiny concerning repayment terms and impact on solvency.
• Minimal Share Capital: Share capital remains nominal (£100), which while common in micro companies, offers limited equity buffer against losses or external shocks.

3. Positive Indicators:

• Consistent Net Asset Growth: Net assets increased from £90,601 in 2020 to £122,300 in 2023, indicating retained earnings or asset appreciation.
• Strong Liquidity Position: Net current assets improved to £91,584 in 2023, showing that current assets significantly exceed current liabilities.
• Compliance and Governance: No overdue accounts or confirmation statement filings; director has maintained responsibilities and accounts prepared per micro-entity standards without audit exemption issues.

4. Due Diligence Notes:

• Review nature and terms of long-term liabilities (£33,167) to assess repayment risk and impact on cash flow.
• Confirm operational model details given the single-employee structure to understand scalability and dependency on director’s involvement.
• Investigate any contingent liabilities or off-balance sheet commitments not visible in micro-entity accounts.
• Validate that the absence of audit has not masked potential financial risks or irregularities.