Company Number: 13313270

Analysis Date: 2025-07-19 12:52 UTC

1. Risk Rating: LOW
   The company demonstrates modest but positive net current assets and net equity, with no overdue filings or indications of financial distress. Its micro-entity status limits detailed financial disclosure but the available data reflects a solvent and compliant business.

2. Key Concerns:

• Very small scale of operations indicated by minimal share capital (£20) and low asset base (£12,435 current assets).
• Limited financial history due to recent incorporation in 2021, constraining trend analysis and risk assessment.
• Single employee and director structure may present operational bottlenecks and succession risks.

3. Positive Indicators:

• Positive net current assets (£4,093) and net assets (£3,093) as of 2024 year-end, indicating solvency.
• Up-to-date statutory filings with no overdue accounts or confirmation statements, reflecting good regulatory compliance.
• Director is resident locally and involved in the core business sector (car mechanic), suggesting operational knowledge and control.

4. Due Diligence Notes:

• Review detailed cash flow and profitability data if available beyond micro-entity summary to assess liquidity trends.
• Clarify the nature and stability of the customer base given the company’s small size and recent establishment.
• Verify any contingent liabilities or off-balance-sheet commitments not captured in micro-entity accounts.
• Monitor operational dependency on single director and employee for key-man risk.