DODD PROPERTY SERVICES LTD

Executive Summary

Dodd Property Services Ltd has demonstrated significant financial improvement in the latest fiscal year, moving from marginal to positive net assets and working capital. While the company currently shows adequate liquidity to support short-term obligations, its small scale and limited asset base suggest some operational risk. Conditional credit approval is recommended, with close monitoring of cash flow and financial performance going forward.

DODD PROPERTY SERVICES LTD - Analysis Report

Company Number: 12691376

Analysis Date: 2025-07-29 12:18 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Dodd Property Services Ltd shows a marked improvement in financial position in the latest year after several years of marginal or negative net assets. While currently stable with positive working capital and net assets of £8,564 as of June 2024, the company is micro-sized and early in its development. The limited fixed asset base and modest capital suggest some operational fragility. Given the small scale and recent improvement, credit approval should be conditional on continued monitoring of liquidity and profitability trends, as well as confirmation of stable cash flows to service debt.

2. Financial Strength:
   The company’s net assets improved significantly from £211 in 2023 to £8,564 in 2024, driven largely by a substantial increase in current assets (from £9,555 to £38,417) and better management of current liabilities. Fixed assets remain low (£1,730 in 2024), consistent with a service-focused real estate agency. The positive net current assets of £6,868 indicate an ability to meet short-term obligations. The balance sheet is healthy for a micro entity, but the small equity base and recent volatility warrant caution.

3. Cash Flow Assessment:
   The company has improved its liquidity position considerably, with current assets exceeding current liabilities by £6,868 in 2024, reversing a previous negative working capital situation. The large increase in current assets suggests improved cash or receivables, enhancing short-term liquidity. No indication of overdue filings or financial distress was noted. However, given the early stage of the business and small capital, cash flow stability should be verified through management accounts or bank statements prior to extending credit.

4. Monitoring Points:

• Track quarterly cash flow and working capital to ensure continued liquidity improvements.
• Monitor receivables collection and creditor payment patterns to avoid cash flow strain.
• Watch for any late filing of accounts or confirmation statements as a sign of operational or financial stress.
• Review any changes in directors or ownership that may impact governance or business continuity.
• Assess profitability trends through interim financial information to confirm sustainable earnings.