DOMINIQUE LIMITED

Executive Summary

Dominique Limited is a small and relatively young micro-entity with limited financial resources and a tight liquidity position. The company maintains positive net assets but with minimal working capital buffer, indicating moderate risk in meeting short-term obligations. Conditional credit approval is recommended, subject to ongoing monitoring of liquidity, compliance, and operational performance.

DOMINIQUE LIMITED - Analysis Report

Company Number: 13357107

Analysis Date: 2025-07-29 20:04 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Dominique Limited is a micro private limited company engaged in specialised design activities, with a short operating history since incorporation in 2021. The company shows modest positive net assets and working capital, indicating a minimal buffer to cover short-term liabilities. While it is currently active and up to date with filings, the financial scale is very small and current assets barely exceed current liabilities, which may stress liquidity during downturns or unexpected expenses. The single director’s continuing stewardship appears stable, but limited financial depth and lack of profitability details warrant cautious credit extension with close monitoring.

2. Financial Strength
   The balance sheet shows fixed assets increasing slightly to £1,446 as of April 2024 and shareholders’ funds of £1,699, down marginally from £1,866 the prior year. Net current assets have declined to £253 from £1,072, indicating tightening liquidity. Total assets less current liabilities remain positive but minimal. The company’s capital base is very thin (£1 share capital), and retained reserves are not detailed but likely limited given micro-entity reporting. Overall, financial strength is weak but not yet impaired.

3. Cash Flow Assessment
   Current assets of £57,491 versus current liabilities of £57,238 leaves little working capital cushion (£253). The near parity suggests limited cash flow flexibility and potential vulnerability to timing mismatches in receivables and payables. The absence of income statement data restricts detailed cash flow insights, but the small net current asset position implies liquidity risk if revenue or collections slow. The firm likely relies on steady trade or owner support to meet obligations.

4. Monitoring Points

• Net current asset fluctuations and liquidity ratios to detect any deterioration in short-term financial health.
• Timely filing of accounts and confirmation statements to confirm ongoing compliance and operational status.
• Profitability and cash flow trends once income statements are available to assess operational efficiency.
• Director conduct and any changes in management given the sole director’s key role.
• Any material changes in business scale or sector risks impacting receivables or payables.