DON'T SETTLE LTD

Executive Summary

DON'T SETTLE LTD is a newly incorporated micro-entity with minimal financial resources and no employees, presenting a high risk profile primarily due to liquidity constraints and limited operational data. While it is compliant with filing requirements and governance appears sound, the company’s sustainability and ability to meet obligations remain uncertain. Further investigation into financial details and business viability is recommended before considering investment.

DON'T SETTLE LTD - Analysis Report

Company Number: 14629274

Analysis Date: 2025-07-29 16:06 UTC

1. Risk Rating: HIGH
   Justification: The company is very newly incorporated with a limited financial track record, showing minimal current assets (£1,018) and current liabilities (£3,886) with an apparent discrepancy in net current assets reported (£1,384). The financial scale is extremely small, and there are no employees. These factors, combined with the micro-entity status and low equity, indicate a high risk profile for meeting obligations and sustaining operations.

2. Key Concerns:

• Liquidity Concerns: Current liabilities exceed current assets, indicating potential short-term cash flow difficulties. The reported net current assets figure appears inconsistent with the underlying data, suggesting possible accounting errors or misstatements.
• Operational Stability: The company employs no staff and has minimal financial activity, which raises questions about its ongoing business viability and capacity to generate revenue or sustain operations.
• Limited Financial History: Only one year of financial data is available, with no audit or detailed disclosures, limiting the ability to assess performance trends, solvency, and risk.

3. Positive Indicators:

• Regulatory Compliance: The company is up to date with its filing obligations; accounts and confirmation statements are filed on time with no overdue filings.
• Clear Governance: Directors are properly appointed with no apparent disqualifications or compliance issues. Control is clearly identified among two individuals with significant shareholding and voting rights.
• Exemption Appropriateness: The company has correctly applied micro-entity reporting exemptions, reflecting compliance with applicable reporting standards.

4. Due Diligence Notes:

• Verify the accuracy and consistency of the reported net current assets figure against the balance sheet components (current assets, creditors, prepayments).
• Investigate the nature of the liabilities and any short-term obligations that might impact liquidity.
• Assess the business model, revenue streams, and plans for operational sustainability given the lack of employees and minimal asset base.
• Confirm the background and financial capability of the directors, particularly any related party transactions or personal guarantees underpinning the company’s obligations.
• Monitor for subsequent filings and financial developments as the company matures beyond its initial year.