DR TONY CASH & ASSOCIATES LTD

Executive Summary

DR TONY CASH & ASSOCIATES LTD is a micro-entity with strong net asset growth and positive working capital, indicating low solvency and liquidity risk. The company complies with filing requirements and shows operational stability at a small scale. However, limited financial disclosures and single-director control warrant further detailed review to fully assess operational sustainability and governance risk.

DR TONY CASH & ASSOCIATES LTD - Analysis Report

Company Number: 13309576

Analysis Date: 2025-07-29 13:55 UTC

1. Risk Rating: LOW
   The company demonstrates solid net asset growth, positive working capital, and no overdue filings. Its micro-entity status and consistent financial improvements from 2021 to 2024 reflect prudent management and a stable financial position.

2. Key Concerns:

• Limited scale: Being a micro-entity with only one employee may restrict operational capacity and scalability.
• Concentrated leadership: Single director control could pose governance risks or operational dependency.
• Lack of detailed financial data: Absence of profit and loss figures or cash flow statements limits comprehensive risk assessment.

3. Positive Indicators:

• Strong liquidity: Net current assets increased to £70,386 with current assets significantly exceeding current liabilities.
• Growth in net assets: Shareholders’ funds grew from £24,180 in 2021 to £87,527 in 2024, indicating accumulation of equity.
• Timely compliance: No overdue accounts or confirmation statements, demonstrating adherence to regulatory requirements.

4. Due Diligence Notes:

• Review profit and loss accounts or management accounts to confirm profitability and cash flow sustainability.
• Assess dependency on the sole director and any succession or key person risk.
• Investigate the nature of assets and any off-balance-sheet liabilities or contingent risks not disclosed in micro-entity accounts.
• Confirm the scope and scale of operations given the SIC codes spanning fire services, consulting, engineering, and management consultancy.