DRMBP LTD

Executive Summary

DRMBP LTD demonstrates a sound financial position with strong liquidity and compliance, operating as a micro-entity in the medical practice sector. The company benefits from consistent growth in net assets and timely filings but carries governance risks due to single-person control and limited operational scale. Further due diligence should focus on liquidity quality and potential operational risks inherent in a small, closely held entity.

DRMBP LTD - Analysis Report

Company Number: 13164434

Analysis Date: 2025-07-20 19:15 UTC

1. Risk Rating: LOW
   The company exhibits a strong net asset position relative to its liabilities, with consistently positive net current assets and no overdue filings. It operates within the micro-entity category, indicating a small-scale, low-complexity business with manageable risks.

2. Key Concerns:

• Concentration of Control: Sole ownership and control by a single individual (Dr Meera Balagopal Pai) could pose governance and succession risks.
• Limited Scale: Micro-entity status with only one employee may limit operational resilience and scalability.
• Modest Fixed Assets: Very low fixed asset base suggests limited tangible capital investment, which could affect long-term sustainability if growth is pursued.

3. Positive Indicators:

• Strong Liquidity Position: High net current assets (£118k in 2024) indicate ample short-term resources to meet obligations.
• Consistent Growth in Shareholders’ Funds: An increase from £72,549 in 2021 to £119,318 in 2024 shows retained earnings or capital injections.
• Compliance: Timely filing of accounts and confirmation statements with no overdue returns or penalties reflects good regulatory compliance.
• Stable Operational Footing: The company operates in a specialized sector (general medical practice) with steady current assets and liabilities, indicating stable operations.

4. Due Diligence Notes:

• Verify the nature of current assets, particularly cash versus receivables, to assess true liquidity.
• Understand the revenue model and cash flow patterns given the micro-entity size and single employee.
• Investigate any contingent liabilities or off-balance sheet risks not disclosed in micro-entity accounts.
• Confirm the absence of director disqualifications or regulatory issues affecting governance.
• Review any plans for growth or capital investment given low fixed asset holdings.