D&S STUDIO LTD

Executive Summary

D&S STUDIO LTD is a recently formed private limited company showing a modest but positive financial position with sufficient short-term liquidity and no regulatory filing issues. While the limited operating history and small capital base warrant cautious monitoring, the absence of red flags and sound governance practices support a low risk rating at this stage. Further due diligence on operational performance and client stability is recommended to confirm ongoing viability.

D&S STUDIO LTD - Analysis Report

Company Number: 14673975

Analysis Date: 2025-07-29 14:46 UTC

1. Risk Rating: LOW

Justification: The company is newly incorporated with a relatively healthy current asset position exceeding current liabilities, positive net assets, and no overdue filings. There are no indications of financial distress or governance issues at this early stage.

2. Key Concerns:

• Limited operating history: Incorporated in February 2023, with less than two years of reported activity, limiting trend analysis.
• Modest scale and capital base: Small share capital (£100) and net assets (£6,012) imply limited financial buffer.
• Creditors concentrated in short-term liabilities (£12,717) that require ongoing liquidity management.

3. Positive Indicators:

• Positive net current assets (£4,334) and cash balance (£17,051) indicate short-term liquidity sufficiency.
• No overdue accounts or confirmation statement filings, demonstrating regulatory compliance and governance diligence.
• Directors have relevant industry experience (interior design and management), supporting operational capability.
• Small company exemption applies, reducing audit burden and administrative complexity.

4. Due Diligence Notes:

• Review detailed turnover, profit/loss, and cash flow statements to assess revenue generation and operational sustainability.
• Monitor creditor aging and payment terms, ensuring liabilities are managed without liquidity strain.
• Confirm ongoing compliance with filing deadlines and any changes in shareholding or directorship.
• Investigate the company's client base and contract stability given the specialised design industry classification.
• Assess any contingent liabilities or off-balance sheet risks not disclosed in filleted accounts.