Company Number: 14502060

Analysis Date: 2025-07-29 12:41 UTC

1. Risk Rating: LOW
   DSW Solutions Ltd demonstrates solid solvency and liquidity metrics for a micro-entity, with increasing net assets and positive working capital. The company is active, compliant with filing deadlines, and operated by a single director with full control. There are no indicators of financial distress or regulatory non-compliance.

2. Key Concerns:

• Limited scale and single-employee operation may constrain operational resilience and growth prospects.
• Reliance on one director who is also the sole shareholder and decision-maker could present governance concentration risk.
• Absence of audit and minimal financial disclosures inherent to micro-entity status limit depth of financial transparency.

3. Positive Indicators:

• Positive and improving net current assets (£3,813 in 2024 vs £2,110 in 2023) indicate adequate short-term liquidity.
• Increasing net assets and shareholders’ funds (£6,806 in 2024 vs £3,970 in 2023) suggest accumulating retained capital and stable financial footing.
• Timely filing of accounts and confirmation statements with no overdue reports confirms regulatory compliance.
• The company is not in liquidation or administration and has a clean status.

4. Due Diligence Notes:

• Verify the nature and sustainability of revenue streams since limited financial detail is available.
• Confirm absence of related party transactions or contingent liabilities not disclosed due to micro-entity exemptions.
• Review director’s background and financial capacity given sole control and limited staffing.
• Assess the business model and market position within SIC 64999 (financial intermediation not elsewhere classified) for operational viability.
• Investigate any off-balance sheet risks or commitments that may impact liquidity or solvency.