E A FIELDING LIMITED

Executive Summary

E A Fielding Limited is a newly incorporated micro-entity with extremely limited financial resources and no operational history to support credit risk. The company’s balance sheet shows minimal net assets and tight liquidity, indicating weak financial strength and cash flow capacity. Given these factors, credit facilities are not advisable currently, with any improvement contingent on demonstrated business development and stronger financial metrics.

E A FIELDING LIMITED - Analysis Report

Company Number: 13971394

Analysis Date: 2025-07-29 19:36 UTC

1. Credit Opinion: DECLINE
   E A Fielding Limited presents minimal financial scale and activity since incorporation in March 2022. The company operates in accounting and auditing but shows very limited current assets (£1,122) and liabilities (£1,022) with negligible net working capital (£100). There is no reported revenue, profit, or employees. The company’s micro-entity accounts reveal no significant business operations or financial strength to support credit risk. Lack of audit and minimal asset base suggest insufficient capacity to service debt or absorb financial shocks. Given the absence of trading history and weak financial position, credit facilities are not recommendable at this stage.

2. Financial Strength
   The balance sheet is extremely limited, showing only current assets and liabilities roughly balanced, resulting in net assets/shareholders’ funds of £100. No fixed assets or tangible capital investments are reported. The director’s loan account of £497 indicates some director funding, but overall equity is minimal. The company has no employees and no operating revenue disclosed. This very low capitalization and asset base demonstrate very weak financial strength, with no cushion for operational risks or downturns.

3. Cash Flow Assessment
   Current assets predominantly comprise cash or equivalents but total only £1,122, barely covering current liabilities of £1,022. The net current assets of £100 confirm extremely tight liquidity with no working capital buffer. Absence of trading results or cash flow statements suggests cash generation is negligible or absent. The company relies on director’s advances for funding and lacks independent cash flow to meet obligations. Liquidity risk is high, and the company is unlikely to meet short-term debt repayment without additional capital injection.

4. Monitoring Points

• Monitor any substantial changes in turnover, profitability, or cash flow generation as the company develops.
• Watch for increases in current liabilities or director loans, which may indicate funding stress.
• Review future filings for evidence of operational activity, employee hires, or asset acquisitions that improve financial resilience.
• Track timely filing of accounts and confirmation statements to assess management’s compliance and governance standards.