ECB TRAINING & SOLUTIONS LTD

Executive Summary

ECB Training & Solutions Ltd is a recently incorporated micro-entity with a stable short-term financial position and full statutory compliance to date. The company’s small scale and limited financial history warrant careful monitoring to assess operational viability and growth potential. No immediate solvency or liquidity concerns are evident from the available data.

ECB TRAINING & SOLUTIONS LTD - Analysis Report

Company Number: NI691633

Analysis Date: 2025-07-20 18:15 UTC

1. Risk Rating: LOW
   ECB Training & Solutions Ltd demonstrates a stable financial position with net current assets exceeding current liabilities and no overdue filings. The company is newly incorporated and operating within the micro-entity accounting framework, limiting the complexity and scale of its operations. There are no indications of insolvency or liquidity distress based on the available 2023 financials.

2. Key Concerns:

• Limited financial history: The company was incorporated recently (October 2022) and only has one year of financial data, which restricts trend analysis and risk assessment.
• Small scale of operations: Current assets of approximately £3,700 and very low liabilities suggest minimal operational activity, which could raise questions regarding sustainability and growth potential.
• Concentrated control and management: Both directors are also significant shareholders with equal control, which could pose governance risks if conflicts or succession issues arise.

3. Positive Indicators:

• Positive net current assets (£3,675), indicating the company can cover short-term obligations.
• No overdue accounts or confirmation statements, showing compliance with statutory filing requirements and good governance practices.
• No director advances or guarantees, limiting related-party risk exposure.
• Directors’ report indicates awareness and compliance with relevant accounting standards and company law.

4. Due Diligence Notes:

• Verify operational activity and revenue generation beyond the balance sheet figures to assess business sustainability.
• Review cash flow statements if available to confirm liquidity beyond the snapshot of current assets and liabilities.
• Confirm any off-balance sheet liabilities or contingent exposures not reflected in the micro-entity accounts.
• Evaluate the background and capacity of the directors given their dual roles and control.
• Monitor subsequent filings and financials for growth trajectory and emerging risks.