ECB95 LTD

Executive Summary

ECB95 LTD is a newly established micro-entity with minimal financial activity and no net assets, resulting in a high-risk profile primarily due to lack of liquidity and operational scale. While the company is compliant with filing requirements and has clear ownership, the absence of financial substance suggests significant uncertainty regarding its ability to meet obligations and sustain operations. Further due diligence on its business model and funding arrangements is recommended to better understand its prospects.

ECB95 LTD - Analysis Report

Company Number: 15681073

Analysis Date: 2025-07-29 16:39 UTC

1. Risk Rating: HIGH
   Justification: ECB95 LTD is a newly incorporated micro-entity with minimal financial activity and no net assets or working capital reported. The turnover is nominal (£2,353) with zero net profit and zero current assets or liabilities, indicating very limited operational scale and financial substance to support ongoing obligations.

2. Key Concerns:

• Solvency Risk: The balance sheet shows zero net assets and zero working capital, which raises concerns about the company’s ability to meet its financial obligations or absorb any losses.
• Liquidity Concerns: With no current assets and no cash or equivalents reported, liquidity appears non-existent. This puts the company at risk of cash flow problems from the outset.
• Operational Stability: The company is newly formed (incorporated April 2024), has minimal turnover, and only one employee, suggesting it is in a very early stage of development with uncertain sustainability.

3. Positive Indicators:

• Compliance Status: No overdue filings for accounts or confirmation statements are noted, demonstrating good regulatory compliance thus far.
• Clear Ownership and Management: The sole director and 75-100% shareholder is identified with no public record of disqualifications, providing clarity and accountability in governance.

4. Due Diligence Notes:

• Investigate the company’s business plan, funding sources, and cash flow projections to assess financial viability and plans for growth.
• Review any related party transactions or loans that might support the company’s liquidity but are not reflected on the balance sheet.
• Monitor future filings for changes in financial position, turnover growth, or new liabilities that could affect risk profile.