Company Number: 14528010

Analysis Date: 2025-07-29 13:13 UTC

1. Risk Rating: LOW

Justification: The company, incorporated in December 2022, shows positive net current assets of £4,838 and shareholders’ funds of the same amount as of November 2024. There are no overdue filings, and the company is active with a single director who owns 75-100% of shares. The current liabilities are low (£686) relative to current assets (£5,524), indicating good short-term liquidity.

2. Key Concerns:

• Limited scale and history: The company is very young (just over 2 years) with minimal financial data, making trend analysis and long-term stability assessment difficult.
• Small size and single-employee operation: With only one employee (the director) and very modest assets, the company may have limited operational capacity and vulnerability to business disruptions.
• Reliance on a single director/shareholder: Control and decision-making are concentrated, which may present governance and succession risks.

3. Positive Indicators:

• Positive working capital: Net current assets of £4,838 suggest the company can comfortably meet short-term obligations.
• No overdue statutory filings: Both accounts and confirmation statements are up to date, indicating good compliance.
• Increasing cash balance: Cash holdings have increased from £990 in 2023 to £4,024 in 2024, improving liquidity.

4. Due Diligence Notes:

• Verify the nature and collectability of trade debtors (£1,500) to ensure they represent real receivables.
• Review the business model and revenue streams, as the income statement is not publicly filed; understanding profitability and cash flow generation is critical.
• Assess any contingent liabilities or off-balance sheet commitments not disclosed in the filleted accounts.
• Confirm the director’s background and financial support capability given the company’s small scale and sole control.