ECLIPSE CLEAN LIMITED

Executive Summary

Eclipse Clean Limited is a micro-entity with minimal financial scale and no demonstrated capacity to support credit facilities. Its balance sheet remains stagnant at a nominal level, showing no growth or liquidity beyond £100 in current assets. Given these constraints, credit approval is not recommended without substantial financial improvement or external guarantees.

ECLIPSE CLEAN LIMITED - Analysis Report

Company Number: 13555959

Analysis Date: 2025-07-29 20:04 UTC

1. Credit Opinion: DECLINE
   Eclipse Clean Limited shows extremely limited financial activity and scale, with virtually no reported assets beyond a nominal £100 in current assets and net assets over multiple years. The company is classified as a micro-entity with minimal operations (one employee), and no evidence of revenue, profit, or working capital adequacy is presented. Such minimal financial substance indicates a lack of capacity to service any meaningful debt or credit facility. The absence of growth or financial progression and the lack of diversified assets increase credit risk substantially. Without additional financial information or guarantees, extending credit is not advisable.

2. Financial Strength:
   The balance sheet is minimal and stagnant, showing only £100 in current assets and net assets consistently over four years. This indicates no accumulation of retained earnings or fixed assets and an absence of meaningful capital investment or business expansion. The net current assets position is positive but trivial, reflecting essentially no buffer against liabilities or operational funding needs. The company’s equity base is negligible, pointing to weak financial strength and limited solvency.

3. Cash Flow Assessment:
   No cash flow or profit and loss data is provided, but the static balance sheet figures and micro-entity status suggest minimal operating cash inflows and outflows. The company’s liquidity position is technically positive but practically insignificant, with only £100 in current assets and net working capital. This implies insufficient liquidity to cover any short-term obligations beyond the most minimal level. The company’s ability to generate or maintain operating cash flow appears very limited.

4. Monitoring Points:

• Monitor any changes in asset base or reported turnover in future accounts filings.
• Watch for any filings indicating increased borrowing or credit usage.
• Review director appointments and any changes in ownership or control that may affect credit risk.
• Confirm timely submission of accounts and confirmation statements to avoid compliance risk.