EDIAL PROPERTY MANAGEMENT LIMITED

Executive Summary

Edial Property Management Limited is a dormant, newly formed entity with no trading history or financial activity, resulting in insufficient data to assess creditworthiness. The company currently shows minimal financial strength and no liquidity, posing a high risk for credit extension. Monitoring should focus on future trading activity and financial performance before reconsidering credit facilities.

EDIAL PROPERTY MANAGEMENT LIMITED - Analysis Report

Company Number: 14401876

Analysis Date: 2025-07-20 14:11 UTC

1. Credit Opinion: DECLINE
   Edial Property Management Limited is a newly incorporated company (October 2022) that has filed dormant accounts for its first financial period ending October 2023. The company has not traded, generated income, or incurred expenses during this time. Its balance sheet shows minimal activity with only £100 in debtors and share capital. There is no trading history or financial performance to support the ability to service debt or meet credit obligations. The lack of operational and financial data presents a high risk profile for extending credit.

2. Financial Strength:
   The balance sheet is very limited, with current assets (debtors) of £100 and shareholders’ funds of £100, reflecting the nominal share capital issued. No liabilities are recorded, consistent with dormant status. The company has no fixed or tangible assets, no retained earnings, and no revenue generation. This indicates the company is in a start-up phase with no financial strength or cushion to absorb downturns or financial stress.

3. Cash Flow Assessment:
   There is no cash flow activity reported since the company has not traded. Liquidity is effectively non-existent beyond the nominal share capital and associated cash balances (not explicitly stated but inferred from dormant status). Working capital is minimal, and there is no evidence of cash inflows or operational cash generation. This lack of liquidity capacity means the company cannot currently support debt servicing or short-term financial commitments.

4. Monitoring Points:

• Trading commencement and revenue generation: Watch for the first accounts showing operational activity and income.
• Profitability trends and cash flow statements in subsequent filings.
• Changes in balance sheet composition, particularly the emergence of liabilities or borrowing.
• Director conduct and any changes in ownership/control that might affect financial stewardship.
• Timely submission of future accounts and confirmation statements to ensure compliance and transparency.