EDWARDSANDWHITEHOUSE LTD

Executive Summary

EDWARDSANDWHITEHOUSE LTD exhibits significant financial stress as evidenced by negative net assets and net current liabilities as at June 2024, which raises high solvency and liquidity risk concerns. While compliance with statutory filings is maintained and ownership is centralized, the company's minimal scale and financial position suggest operational sustainability challenges. Further due diligence into creditor terms and cash flow management is recommended before investment consideration.

EDWARDSANDWHITEHOUSE LTD - Analysis Report

Company Number: 14155951

Analysis Date: 2025-07-29 20:59 UTC

1. Risk Rating: HIGH
   The company shows significant solvency concerns as of the latest accounts date, with net current liabilities of £27,226 and total net liabilities of the same amount. This indicates the company cannot currently meet its short-term obligations from available current assets, posing a high risk to creditors and investors.

2. Key Concerns:

• Negative net current assets and net liabilities of £27,726 as at 30 June 2024 indicate financial distress and potential insolvency risk.
• The company's cash position is effectively negligible (reported cash of £1 in prior periods), suggesting liquidity constraints and limited operational cash flow.
• The company has been active only since June 2022 and remains a micro-entity with minimal asset base and a single employee, raising questions about operational scale and sustainability.

3. Positive Indicators:

• The company is compliant with filing obligations; accounts and confirmation statements are up to date with no overdue filings or penalties reported.
• Ownership and control are consolidated under a single individual, which can sometimes streamline decision-making and responsiveness.
• The business operates in the internet retail sector, which may offer growth opportunities if managed properly.

4. Due Diligence Notes:

• Investigate the nature and timing of creditor obligations contributing to current liabilities of £33,666 to assess payment terms and risk of default.
• Review cash flow forecasts and any planned measures to improve liquidity and solvency, including capital injections or cost reductions.
• Verify the business model viability given limited scale and negative net assets, including customer base, revenue streams, and management plans for turnaround or growth.
• Confirm no director disqualifications or regulatory compliance issues beyond the publicly available filing records.