EIDDO S A H CYF

Executive Summary

Eiddo S A H Cyf demonstrates improving liquidity and a modestly strengthened balance sheet within a dormant company profile and limited trading history. The company may be considered for small credit lines under strict monitoring conditions due to its thin financial base and lack of evidence of sustained trading cash flows. Continuous oversight of cash flow and creditor management is recommended to mitigate credit risk.

EIDDO S A H CYF - Analysis Report

Company Number: 14008416

Analysis Date: 2025-07-29 14:45 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Eiddo S A H Cyf is an active private limited company recently incorporated in 2022, classified as dormant according to SIC code 99999, indicating minimal trading activity. The financials show improvement in liquidity and net current assets in the latest year, but the company has a very small scale of operations with no employees and limited fixed assets. Given its short operating history and limited financial complexity, the company may be able to meet short-term obligations, but credit facilities should be modest and subject to ongoing monitoring due to limited trading evidence and narrow working capital buffer.

2. Financial Strength:
   The balance sheet at 31 March 2025 shows total net current assets of £12,826, up from negative £6,853 the previous year, reflecting improved liquidity. Shareholders’ funds remain modest at £12,826, with no fixed assets at the latest year-end, as tangible assets were disposed of. Current liabilities are low at £8,885, dominated by taxation and social security and other creditors. The company’s financial position is stable but thin, with limited asset backing and no significant retained earnings or capital buffer.

3. Cash Flow Assessment:
   Cash at bank significantly increased to £21,711 from £1,110, indicating improved cash management or capital injection. Current liabilities are moderate, leading to positive net working capital. However, absence of employees and minimal operations suggest cash flows are likely limited and dependent on capital contributions or external funding. There is no evidence of operating cash flow generation from trading activities, which poses a risk for servicing larger credit facilities.

4. Monitoring Points:

• Confirm ongoing trading activity and revenue generation to support debt servicing capacity.
• Monitor cash balances and working capital closely given small scale and potential volatility.
• Review tax and creditor obligations to ensure timely settlements.
• Track any changes in fixed asset holdings or capital structure that might affect liquidity.
• Watch for filing timeliness and compliance with reporting deadlines as indicators of management quality.