Company Number: 14119825

Analysis Date: 2025-07-29 14:15 UTC

1. Risk Rating: LOW
   The company exhibits low financial risk based on its current financial position and compliance status. It maintains positive net current assets and net assets, has no overdue filings, and has been in operation since 2022 with no apparent operational or regulatory issues.

2. Key Concerns:

• Limited Scale and Operating History: Incorporated in 2022, the company has a short track record which limits visibility on long-term operational stability.
• Modest Working Capital: Although net current assets are positive (£2,426), the absolute cash and liquidity buffers are relatively small, which could challenge the company if larger or unexpected liabilities arise.
• Concentration of Control: One individual (Ms. Deadman) holds 75-100% ownership and voting rights, which may pose governance risks if not balanced by appropriate oversight.

3. Positive Indicators:

• Positive Net Assets and Working Capital: The company has increased net current assets from £1,820 to £2,426 year-on-year and positive shareholders’ funds indicating sound solvency at present.
• No Overdue Filings or Compliance Issues: Both accounts and confirmation statement filings are up to date, suggesting good regulatory compliance and governance discipline.
• No Employees and Minimal Overheads: Operating as a consultancy with zero employees reduces fixed cost burden and operational risk. This likely supports cash flow stability given the small scale.

4. Due Diligence Notes:

• Review Revenue and Profit Trends: Absence of detailed profit and loss data restricts assessment of profitability and revenue sustainability; obtain full P&L to evaluate operational performance.
• Assess Client Concentration and Contractual Terms: As a management consultancy, understanding client base diversity and contract terms will help assess revenue stability and risk of debtor default.
• Evaluate Director and Shareholder Backgrounds: Given the majority control by Ms. Deadman and relatively recent appointment of the second director, verify professional background and any potential conflicts or related party transactions.
• Cash Flow Projections: Given modest cash balances, review management’s cash flow forecasts and potential financing arrangements to confirm liquidity over the next 12 months.