Company Number: 13562509

Analysis Date: 2025-07-29 19:13 UTC

1. Risk Rating: LOW
   Ember Group Limited demonstrates a stable financial position with positive net assets and working capital, no overdue filings, and consistent director oversight. The company’s financial statements show adequate liquidity and solvency, with no indicators of distress.

2. Key Concerns:

• Declining Net Assets: Net assets decreased from £44,608 in 2023 to £36,242 in 2024, suggesting some erosion of equity that warrants monitoring.
• Reduced Cash Reserves: Cash at bank declined from £36,954 to £28,054, which could signal tightening liquidity despite positive net current assets.
• Limited Scale and Market Information: As a micro/private company with one employee and limited disclosure, there is restricted insight into operational performance and revenue trends.

3. Positive Indicators:

• Positive Net Current Assets: At £13,806 for 2024, the company maintains comfortable short-term liquidity to meet current liabilities.
• Up-to-Date Compliance: Both accounts and confirmation statement filings are current with no overdue reports or penalties.
• Consistent Director Oversight: Single director appointed since incorporation with no disqualifications or governance issues noted.
• Increasing Tangible Assets: Significant additions to tangible fixed assets in the latest year indicate investment in operational capacity.

4. Due Diligence Notes:

• Investigate reasons for decline in net assets and cash reserves, and assess sustainability of current profitability.
• Review revenue, profit and loss details (not filed here) to evaluate operational stability and growth trajectory.
• Confirm nature and valuation of intangible assets, including amortisation policy and impairment risks.
• Validate that the company’s SIC classification (96090) aligns with actual business activities and market positioning.
• Examine any contingent liabilities or off-balance sheet risks not disclosed in abridged accounts.