ENFIELD GP FEDERATION - TRAINING HUB LIMITED

Executive Summary

ENFIELD GP FEDERATION - TRAINING HUB LIMITED shows strong initial balance sheet liquidity and positive net assets for a newly formed micro-entity. Absence of overdue filings and director concerns support a low credit risk profile currently. Continued monitoring is recommended to track financial performance and cash flow as operations develop.

ENFIELD GP FEDERATION - TRAINING HUB LIMITED - Analysis Report

Company Number: 15075731

Analysis Date: 2025-07-20 15:00 UTC

1. Credit Opinion: APPROVE
   ENFIELD GP FEDERATION - TRAINING HUB LIMITED is a newly incorporated micro-entity (since August 2023) with its first accounts filed as of March 31, 2024. The company shows a strong net current asset position and positive equity despite no reported employees or detailed profit and loss data. There is no indication of overdue filings or director misconduct. Given its current financial position and compliance status, credit exposure at this early stage appears low risk for typical credit facilities, assuming continued operational and financial discipline.

2. Financial Strength:
   The balance sheet reveals current assets of £627,185 against current liabilities of £85,646, resulting in net current assets of £541,539. After accounting for long-term liabilities of £288,377, net assets stand at £253,162. Shareholders’ funds equal net assets, consistent with a micro-entity structure limited by guarantee without share capital. The absence of fixed assets data suggests the company’s resources are primarily liquid or receivable in nature. The financial structure shows adequate working capital and positive equity, supporting solvency.

3. Cash Flow Assessment:
   The company’s liquidity position is strong, with current assets significantly exceeding short-term obligations. This large working capital buffer indicates the business can comfortably meet immediate liabilities and operational expenses. However, no detailed cash flow statements or profit and loss accounts were filed, limiting insight into profitability and operational cash generation. Monitoring future cash flow from operations will be important as the business grows.

4. Monitoring Points:

• Future profit and loss results to assess operational sustainability and cash generation.
• Changes in working capital, especially receivables and payables management.
• Any increase in long-term liabilities that may impact solvency.
• Timely filing of subsequent accounts and confirmation statements maintaining compliance.
• Director and management stability, ensuring sound governance as the business scales.