ENGLOBE LIMITED

Executive Summary

ENGLOBE LIMITED exhibits a solid financial foundation with improving net assets and strong liquidity typical of a well-managed micro enterprise. The company’s ability to meet short-term liabilities comfortably supports a favorable credit opinion. Continued observation of working capital and ownership stability is advised to maintain confidence in repayment capacity.

ENGLOBE LIMITED - Analysis Report

Company Number: 12441823

Analysis Date: 2025-07-29 20:58 UTC

1. Credit Opinion: APPROVE. ENGLOBE LIMITED demonstrates a strong and improving financial position with consistent growth in net assets and substantial positive working capital. The company operates within the micro entity category with manageable liabilities and no indications of financial distress. The single director, who also holds majority ownership, maintains direct control, which supports accountability and streamlined decision-making. There is no history of overdue filings or insolvency concerns.

2. Financial Strength: The balance sheet shows a robust financial position. Net assets increased from £166k in 2023 to £186k in 2024, reflecting retained earnings and capital growth. Fixed assets are minimal (£1,052), indicating limited long-term investments but no asset write-down risk. Current assets of £207k exceed current liabilities of £21.7k by a wide margin, resulting in net current assets of £185k, suggesting strong liquidity and working capital.

3. Cash Flow Assessment: Current assets primarily consist of cash, receivables, or similar liquid resources, which comfortably cover short-term obligations. The company’s net working capital of £185k supports ongoing operational needs without liquidity strain. Although detailed cash flow statements are not provided, the balance sheet implies adequate short-term cash flow to meet debt and operating expenses.

4. Monitoring Points:

• Continue monitoring liquidity ratios to ensure current assets maintain a comfortable buffer over liabilities.
• Track any changes in director or ownership structure that may affect governance.
• Watch for any significant increase in liabilities or decrease in net assets that could signal emerging financial stress.
• Since the company is micro-sized, assess revenue and profit trends through future accounts filings to confirm sustainable business growth.