ENTHRIVE LTD

Executive Summary

ENTHRIVE LTD, a micro private limited company in its infancy, shows stable but minimal financial strength with positive net assets and working capital. The company is financially compliant and operational at a very small scale, but its narrow liquidity margin signals the need for careful cash flow management and gradual growth. Strengthening cash reserves and controlling costs will improve its financial resilience as it matures.

ENTHRIVE LTD - Analysis Report

Company Number: 14456682

Analysis Date: 2025-07-29 13:31 UTC

Financial Health Assessment for ENTHRIVE LTD

---

1. Financial Health Score: C

Explanation:
As a newly incorporated micro entity operating for 17 months, ENTHRIVE LTD shows signs of early-stage financial stability with positive net current assets, but the overall scale and financial buffer remain minimal. The company exhibits a "fragile but stable" condition typical of start-ups or micro businesses in their infancy. There is no indication of distress, but the limited capital base and narrow working capital margin suggest caution.

---

2. Key Vital Signs

Metric	Value	Interpretation
Current Assets	£14,673	Available liquid resources and receivables; modest but positive cash and short-term assets.
Current Liabilities	£13,906	Obligations due within one year; nearly matches current assets, indicating tight liquidity.
Net Current Assets	£767	Positive but very slim working capital; indicates ability to cover short-term debts with difficulty.
Net Assets	£767	Total equity in the business; low but positive, reflecting initial capital investment and retained profit/loss.
Average Employees	1	Very small workforce, consistent with micro entity status.
Company Age	17 months	Early stage of business life cycle; financials reflect start-up phase.
Ownership & Control	Single shareholder with 75-100% control (Philip D. Cunnington)	Concentrated control may aid quick decision-making but adds risk if dependent on one individual.

---

3. Diagnosis: What the Financial Data Reveals About Business Health

• Liquidity & Cash Flow: The company’s current assets just marginally exceed current liabilities, indicating a narrow liquidity buffer—akin to a patient with stable but low blood pressure. While no immediate danger signs appear, the company must monitor cash flow carefully to avoid liquidity stress.

• Capital Structure: Positive net assets and shareholders’ funds, though minimal, indicate the company has maintained solvency with initial funding or profits retained to date. This is comparable to a young individual with a healthy but still developing immune system.

• Operational Scale: With only one employee and micro entity classification, ENTHRIVE LTD is operating on a very small scale. This limits operational risk but also constrains growth potential and financial resilience.

• Financial Transparency: Submission of timely accounts and confirmation statements with no overdue filings is a positive "vital sign," reflecting good compliance and governance practices.

• Risks & Vulnerabilities: The company’s financial health is delicate due to low working capital and minimal net assets. Any unexpected expenses or revenue shortfalls could strain liquidity. The dependency on a single controlling shareholder/director also concentrates operational risk.

---

4. Recommendations: Specific Actions to Improve Financial Wellness

• Build Cash Reserves: Actively manage working capital to increase the net current assets buffer. This could involve accelerating receivables, managing payables prudently, or maintaining a cash reserve to weather short-term shocks—like strengthening the “heart” of the business.

• Revenue Growth & Diversification: Explore avenues to grow revenues steadily to expand asset base and create a more robust financial structure. Diversifying clients or contracts can reduce risk of income volatility.

• Cost Control: Maintain tight control on operating expenses given the small scale. Avoid overextending financially until a stronger capital base is established.

• Plan for Scale: As the business matures, consider strategies to expand workforce and assets cautiously to build resilience and market presence.

• Governance & Risk Management: Ensure continued compliance with filing deadlines and maintain transparent financial records. Consider implementing basic risk management protocols to monitor cash flow and liabilities.

---

Medical Analogy Summary:
ENTHRIVE LTD currently exhibits a "healthy pulse" with stable but narrow liquidity and minimal capital reserves. Like a young patient just starting to build immunity, it requires careful nurturing through cash flow management and growth strategies to avoid future financial distress.

---