EPIC CONSULTING SERVICES LTD

Executive Summary

EPIC CONSULTING SERVICES LTD is a newly established micro-entity with minimal financial resources and a negative working capital position, indicating weak short-term liquidity. The balance sheet shows negligible net assets and no visible profit retention, posing significant credit risk. Approval of credit facilities is not recommended until the company demonstrates improved financial stability and cash flow generation.

EPIC CONSULTING SERVICES LTD - Analysis Report

Company Number: 14298444

Analysis Date: 2025-07-20 14:50 UTC

1. Credit Opinion: DECLINE
   EPIC CONSULTING SERVICES LTD shows very limited financial strength with net assets of only £1 and a negative working capital position. The company is newly incorporated (2022) and operates as a micro entity with minimal asset base and no profitability data disclosed. The marginal net assets and near break-even balance sheet do not provide a sufficient margin of safety to support credit exposure. Given the negative net current assets and minimal equity, the company’s ability to service debt or absorb shocks appears inadequate at this stage.

2. Financial Strength:
   The balance sheet is extremely thin with fixed assets of £1,275 and current assets of £21,139 offset by current liabilities of £21,513, resulting in a net current liability of £374. Total net assets stand at £1 after accounting for accruals and deferred income (£900). Shareholders funds mirror net assets, indicating no retained earnings or reserves. The company’s capital structure is minimal, with no significant buffer to cover liabilities or unexpected expenses.

3. Cash Flow Assessment:
   Current liabilities slightly exceed current assets, indicating potential liquidity pressure. The negative net working capital suggests the company may face challenges in meeting short-term obligations without external support. There is no disclosed profit and loss data or cash flow statement, limiting insight into operational cash generation. The presence of accruals/deferred income nearly equal to net assets further complicates liquidity. Overall, cash flow appears constrained and dependent on close management or additional capital injection.

4. Monitoring Points:

• Track subsequent filings for profitability and cash flow improvements.
• Monitor changes in current assets and liabilities to assess liquidity trends.
• Watch for any capital increases or shareholder loans that might strengthen the balance sheet.
• Review director or management changes that could affect governance and financial stewardship.
• Assess any increase in trade creditors or overdue payments as early signs of distress.