ESSENCE OF HEALTH LTD

Executive Summary

Essence of Health Ltd is a dormant private limited company with no trading history or financial activity since incorporation. Its minimal financial position and absence of operational data render it unsuitable for credit facilities at this time. Approval is not recommended until substantive financial and trading information becomes available to support creditworthiness.

ESSENCE OF HEALTH LTD - Analysis Report

Company Number: SC676287

Analysis Date: 2025-07-20 13:29 UTC

1. Credit Opinion: DECLINE
   Essence of Health Ltd has been dormant since incorporation in 2020, with no recorded trading activity or financial transactions other than the initial £1 share capital. The absence of operating history, revenues, or any material assets means there is no basis to assess its ability to service debt or meet credit obligations. This lack of financial performance and operational data presents a high credit risk and insufficient evidence to support credit approval.

2. Financial Strength:
   The company’s balance sheet shows nominal net assets and cash of £1, representing solely the initial share capital. There are no fixed or current assets, no liabilities, and consequently no working capital. This minimal financial footprint reflects a non-operating entity with no tangible financial strength or capital base to support business activities or absorb financial stress.

3. Cash Flow Assessment:
   With no recorded cash inflows or outflows beyond the initial £1, the company shows no liquidity or cash generation capacity. There are no trading receipts, no operating expenses, and no working capital cycle. The cash position is effectively stagnant, indicating no ability to support repayments or operational expenditures.

4. Monitoring Points:

• Future filing of active trading accounts and profit & loss statements to evaluate operational viability.
• Evidence of revenue generation, cash flow improvement, and asset accumulation.
• Management changes or material business developments indicating transition from dormant status.
• Any related party transactions or financial commitments that could impact credit risk.