EVERCACUS LIMITED

Executive Summary

EVERCACUS LIMITED demonstrates stable and improving financial health typical of a micro-entity in the repair services sector, with positive working capital and growing net assets. While the company is financially sound, strengthening cash reserves and vigilant cash flow management will support sustainable growth and resilience. Continued compliance and strategic operational planning are key to maintaining this healthy trajectory.

EVERCACUS LIMITED - Analysis Report

Company Number: 14123573

Analysis Date: 2025-07-29 15:06 UTC

Financial Health Assessment of EVERCACUS LIMITED

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1. Financial Health Score: B

Explanation:
EVERCACUS LIMITED shows a stable and improving financial position typical of a micro-entity in its early years. The company maintains positive net current assets and net assets with a gradual increase year-over-year. While the scale is modest, reflecting its micro-account status, the fundamentals indicate sound financial wellness without alarming red flags. The score "B" reflects a generally healthy financial state with room for cautious growth and attention to working capital management.

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2. Key Vital Signs

Metric	Latest (2024)	Interpretation
Fixed Assets	£625	Very modest long-term assets, typical for a small repair business.
Current Assets	£28,004	Healthy liquidity buffer, mostly cash or receivables.
Current Liabilities	£23,526	Short-term debts are significant but manageable.
Net Current Assets (Working Capital)	£4,944	Positive working capital indicates ability to cover short-term obligations.
Net Assets / Shareholders' Funds	£4,549	Equity base is positive and growing, showing retained value.
Employees (Average)	2	Small workforce, consistent with micro classification.

Interpretation of Vital Signs:
The company’s "vital signs" resemble a patient with stable blood pressure and pulse—no immediate distress but a need for ongoing monitoring. The positive working capital is a sign of "healthy cash flow," meaning the company can meet its short-term liabilities without strain. The slight increase in net assets year-over-year signals retained profits or capital injection, reinforcing financial stability.

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3. Diagnosis

EVERCACUS LIMITED is a young private limited company operating in the repair of consumer electronics and communication equipment sector. Its financial statements, prepared under micro-entity provisions, show:

• Healthy liquidity: Current assets comfortably exceed current liabilities, providing a buffer against cash flow shocks.
• Modest asset base: Fixed assets are minimal, which is typical for a service-oriented, repair business relying more on skills than heavy capital investment.
• Stable equity growth: Net assets increased by about 15% from £3,955 in 2023 to £4,549 in 2024, indicating profitability or capital contributions.
• Low operational scale: With only two employees on average, the company remains a micro-business, likely focusing on niche or local market services.
• Compliance: Timely filing of accounts and confirmation statements indicates good governance and absence of regulatory stress.

Underlying health:
The financial "symptoms" suggest a company that is managing its resources well, with no signs of over-leverage or liquidity distress. However, the working capital margin, while positive, is relatively narrow (~£5k), which means that any unexpected expenses or drop in revenue could challenge the cash flow stability.

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4. Recommendations

To maintain and improve financial wellness, consider the following actions:

• Strengthen Cash Reserves: Aim to increase cash or liquid current assets to widen the working capital margin, providing a bigger safety net.
• Monitor Debtors and Creditors: Closely manage receivables to avoid cash flow bottlenecks, and negotiate favorable terms with suppliers to balance payables timing.
• Plan for Growth: Explore modest capital expenditure or investment in tools and equipment to enhance service capacity, but ensure it is aligned with cash flow capabilities.
• Maintain Compliance: Continue timely submission of filings to avoid penalties and maintain good standing.
• Strategic Marketing: As a repair business, focus on customer retention and expanding clientele to improve revenue base.
• Regular Financial Reviews: Conduct quarterly financial health checks to catch early signs of distress ("symptoms") and adjust operations proactively.

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