Company Number: 15239651

Analysis Date: 2025-07-20 16:49 UTC

Financial Health Assessment for EVERTON 1892 LIMITED

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1. Financial Health Score: B

Explanation:
The company shows a solid foundation with positive net current assets and net assets, indicating a healthy working capital position and positive equity. However, as a newly incorporated micro-entity with only one financial year of data, the score reflects good initial health but limited historical performance to fully assess stability or growth potential.

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2. Key Vital Signs

Metric	Value	Interpretation
Current Assets	£8,677	Cash, stock, and receivables available to meet short-term obligations.
Current Liabilities	£2,250	Short-term debts due within one year.
Net Current Assets (Working Capital)	£6,427	Positive and healthy, indicating the company can cover its short-term debts comfortably.
Net Assets / Shareholders’ Funds	£6,427	Positive equity shows the company has net value and is not over-leveraged.
Employee Count	6	Small but operational workforce consistent with micro-entity status.
Account Category	Micro	Minimal filing requirements; reflects a small-scale operation.
Company Age	~1 year	Early stage; limited financial history to evaluate trends.

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3. Diagnosis

EVERTON 1892 LIMITED presents as a young, small-scale licensed restaurant business with a stable financial foundation at its inception. The positive working capital ("healthy cash flow" cushion) suggests that the company currently has enough short-term assets to cover liabilities, an encouraging symptom indicating operational liquidity.

The net asset position shows no signs of financial distress such as negative equity or over-reliance on debt. The absence of audit requirements and micro-entity status is typical for a small startup and does not indicate risk.

However, the limited financial history (only one year) means there is no data on profitability, cash flow trends, or growth trajectory. This makes it difficult to predict long-term sustainability or resilience to market changes.

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4. Recommendations

• Maintain Strong Cash Flow Management: Continue monitoring working capital closely to avoid liquidity crunches common in the early years of hospitality businesses.
• Develop a Profit & Loss Account: Although micro-entities are not required to file detailed P&L accounts, internally tracking revenues and expenses will provide critical insights for future financial planning.
• Build Financial Reserves: Aim to grow retained earnings and reserves to strengthen the balance sheet against operational shocks or seasonal fluctuations typical in licensed restaurants.
• Plan for Growth and Scalability: As the business matures, consider upgrading to small company reporting standards to enhance transparency and support potential funding or lending needs.
• Monitor Compliance Deadlines: Keep up-to-date with filing and confirmation statement deadlines to avoid penalties and demonstrate good governance.
• Explore Funding Options: If expansion is planned, early engagement with financial institutions or investors will be beneficial given the currently limited financial track record.

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