Company Number: 14780802

Analysis Date: 2025-07-29 20:21 UTC

1. Risk Rating: LOW
   EWS Consultancy Limited demonstrates a solid liquidity position with net current assets significantly exceeding current liabilities and a positive net asset value. The company is current with all statutory filings, indicating good regulatory compliance for its size and age.

2. Key Concerns:

• The company is very young (incorporated in April 2023) with limited operating history, which inherently carries execution risk typical of start-ups.
• The director’s loan account was significantly overdrawn (£9,543) at year-end, although it was repaid shortly after the year-end date, suggesting potential short-term cash flow management issues.
• The company operates as a micro-entity with only one employee on average, which may limit operational capacity and scalability at this stage.

3. Positive Indicators:

• Strong improvement in net current assets from £1,665 in 2024 to £17,743 in 2025, reflecting growth in current assets and effective management of liabilities.
• Shareholders’ funds increased from £3,125 to £19,341 within one year, indicating capital injection or retained earnings strengthening the equity base.
• No overdue filings for accounts or confirmation statements, indicating good governance and compliance practices.
• The company operates in the educational support services sector, which can provide steady demand and potential for growth.

4. Due Diligence Notes:

• Verify the nature and terms of the director’s loan to understand the context of the overdraft and subsequent repayment.
• Assess revenue generation and profitability trends beyond balance sheet data, ideally by reviewing P&L statements or management accounts if available.
• Investigate the business model and client base given the micro-entity size and single employee, to evaluate operational sustainability and growth prospects.
• Confirm the accuracy and completeness of the financial data since accounts are unaudited and prepared under micro-entity exemptions.