EXAMPLE RECRUITMENT LIMITED

Executive Summary

Example Recruitment Limited is a dormant, newly formed company with no trading history and minimal financial resources. Due to lack of operational data and cash flow, the company currently lacks capacity to service credit facilities. Credit extension is not recommended until there is demonstrable financial activity and improved balance sheet strength.

EXAMPLE RECRUITMENT LIMITED - Analysis Report

Company Number: 15228093

Analysis Date: 2025-07-20 17:59 UTC

1. Credit Opinion: DECLINE
   Example Recruitment Limited is a newly incorporated company (October 2023) that has filed dormant accounts for the year ending October 2024. It shows minimal financial activity with net assets and cash of only £300. There is no trading history or revenue to assess its ability to generate cash flow or service debt. Given the absence of operational data, it is not possible to evaluate repayment capacity or business resilience at this stage. Extending credit would be highly speculative and carries a significant risk.

2. Financial Strength:
   The company’s balance sheet is extremely limited, reflecting a dormant status with total net assets of £300, representing initial share capital only. No fixed assets, receivables, or other tangible assets are reported. The lack of operating history means there is no evidence of profitability or equity growth. Financial strength is negligible, and the company is effectively a shell at this point.

3. Cash Flow Assessment:
   Cash on hand is only £300 with no reported revenue or expenses, consistent with dormant company status. There is no working capital to support operations or absorb shocks. Liquidity is minimal, and the company does not currently generate any operating cash flow. This represents a critical weakness for credit exposure.

4. Monitoring Points:

• Monitor future accounts filings for evidence of trading activity, revenue growth, and profitability.
• Track cash flow statements to assess liquidity and operating cash generation.
• Watch any changes in directors or shareholders that might indicate restructuring or capital injection.
• Review compliance with filing deadlines and any late submissions that could signal governance issues.