Company Number: 14719299

Analysis Date: 2025-07-29 17:41 UTC

1. Risk Rating: LOW
   The company appears financially stable based on its latest micro-entity accounts. It shows positive net assets and net current assets, no overdue filings, and is actively operating with no indication of distress or insolvency.

2. Key Concerns:

• The company is newly incorporated (March 2023) with only one year of financial history, limiting trend analysis and longer-term financial insight.
• Creditors due after one year amount to £2,590, which, while not large, should be monitored to understand repayment terms and impact on cash flow.
• The company has a very small asset base and turnover (implied by micro-entity status), which could limit operational resilience to market shocks or unexpected expenses.

3. Positive Indicators:

• Positive net current assets (£4,490) indicate the company can meet its short-term liabilities.
• Net assets and shareholders’ funds are positive (£9,200), showing a sound equity position with no apparent accumulated losses.
• All statutory filings (accounts and confirmation statement) are up to date, reflecting good regulatory compliance and governance.
• The company employs 3 staff, indicating some operational activity beyond just a single-person operation.
• Ownership and directorship are consolidated under one individual, which could streamline decision-making and accountability.

4. Due Diligence Notes:

• Investigate the nature and terms of the £2,590 creditors due after more than one year to assess any potential liquidity or refinancing risks.
• Review detailed revenue, profit and cash flow figures (not provided here) to understand operational sustainability and growth prospects.
• Confirm the director’s background and any prior business history to assess management capability and risk.
• Monitor future filings for consistency and to verify that the company maintains its positive financial position as it grows.
• Confirm any contingent liabilities or off-balance sheet risks not visible in the micro-entity accounts.