F KERRY & CO LTD

Executive Summary

F KERRY & CO LTD operates with minimal financial resources, reflected in its nominal net assets and small scale. While compliant with statutory filings and stable in governance, the company’s financial position indicates high solvency and liquidity risk, raising concerns about operational sustainability. Further due diligence on revenue generation and cash flows is essential to assess its viability as an investment.

F KERRY & CO LTD - Analysis Report

Company Number: 14085546

Analysis Date: 2025-07-20 12:22 UTC

1. Risk Rating: HIGH
   The company’s financial data reveals an extremely limited asset base (£2 net assets) with minimal current assets and no recorded fixed assets or liabilities. This indicates a very fragile financial position with virtually no buffer to absorb shocks or meet obligations. The micro-entity scale and lack of substantive financial resources raise significant concerns regarding solvency and liquidity.

2. Key Concerns:

• Minimal Financial Resources: Net assets of only £2 suggest the company lacks capital to operate effectively or cover unexpected expenses.
• Limited Operational Scale: With only two employees and no reported turnover or detailed revenue data, the business’s sustainability and cash flow generation capacity are unclear and likely constrained.
• Lack of Financial Detail and Transparency: Filed micro-entity accounts provide very limited insight into the company’s operations or financial health, restricting thorough analysis and increasing uncertainty.

3. Positive Indicators:

• Compliance with Filing Requirements: The company is up-to-date with its accounts and confirmation statement filings, indicating adherence to regulatory obligations.
• Stable Governance: Two directors with relevant professional backgrounds (interior designer and chartered surveyor) and shared significant control may provide balanced management oversight.
• No Overdue Filings or Insolvency Status: The company is active, not in liquidation or administration, and has no overdue statutory filings, which are positive from a compliance perspective.

4. Due Diligence Notes:

• Investigate the company’s revenue streams, contracts, or client base to assess operational viability beyond the minimal balance sheet figures.
• Review cash flow statements or bank balances if available to understand liquidity beyond the reported net assets.
• Verify the nature of the micro-entity status and confirm that no material transactions or off-balance-sheet liabilities exist that could impact financial stability.
• Assess directors’ plans and any forthcoming capital injections or funding arrangements to support ongoing operations.
• Clarify the absence of fixed assets or liabilities to understand the company’s business model and asset-light nature.