F Y & U LIMITED

Executive Summary

F Y & U LIMITED is currently a dormant company with no trading activity or financial operations since incorporation. Its financial health is stable but inactive, with nominal assets and no cash flow, reflecting a flatlined financial condition. To improve its financial wellness, the company should consider reactivating trading activities, investing in operational assets, and implementing robust financial management practices.

F Y & U LIMITED - Analysis Report

Company Number: 13131246

Analysis Date: 2025-07-20 12:22 UTC

Financial Health Assessment of F Y & U LIMITED

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1. Financial Health Score: Grade F (Dormant Status)

Explanation:
The company is classified as dormant, indicating it has had no significant financial transactions during the reported periods. Vital financial metrics such as cash, net assets, and shareholders' funds remain at a nominal £1 since incorporation. This reflects no trading activity or operational income/expenses. While dormancy is not inherently negative, it means there are no active financial indicators to assess business viability, growth, or operational health. Hence, from a financial vitality perspective, the company is inactive, earning a failing grade for financial health.

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2. Key Vital Signs (Core Financial Metrics)

Metric	Value (£)	Interpretation
Cash at bank	1	Minimal cash; no operational liquidity
Net Assets	1	Company net worth remains nominal
Shareholder Funds	1	Equity unchanged; no profit or loss
Account Category	Dormant	No significant transactions; no trading
Filing Status	Up to date	Compliance with filing deadlines maintained

Interpretation:

• Cash at bank of £1 indicates the company holds only the initial nominal share capital, with no working capital or cash inflows.
• Net assets and shareholder funds at £1 confirm no accumulation of profits or losses, reinforcing the dormant status.
• Dormant account category legally exempts the company from certain financial reporting, reflecting inactivity.
• Compliance with filing deadlines shows the company meets its statutory obligations, suggesting good administrative health despite financial dormancy.

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3. Diagnosis: Financial and Operational Health

• The company presents symptoms of complete operational dormancy: no revenues, expenses, or asset acquisitions. This is equivalent to a patient in a medically induced coma — alive but with no active metabolic function.
• The director, Mr Uzzal Miah, holds full control and ownership but has not engaged the company in trading activities since incorporation in 2021.
• The business is registered within the taxi operation sector (SIC 49320) but shows no signs of commercial activity or investment in operational assets such as vehicles or working capital.
• The company’s financial "vital signs" are flatlined, reflecting no business development, no cash flow generation, and thus no economic contribution or risk.
• From a risk standpoint, this dormant status means there is no immediate financial distress, but also no growth or revenue generation to sustain future operations without reactivation.

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4. Prognosis: Future Financial Outlook

• If the company remains dormant, its financial position will remain static, with negligible financial risks but also no opportunity for value creation or business growth.
• To transition from dormancy to operational health, the company requires capital infusion, business development initiatives, and active trading.
• Without action, the company risks being struck off or dissolved due to inactivity or failure to sustain administrative compliance in the long term.
• If reactivated, careful management of cash flow, capital investment in operational assets (vehicles, licenses), and revenue generation will be crucial to restore financial vitality.

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5. Recommendations: Actions to Improve Financial Wellness

• Initiate Trading Activities: Begin operations aligned with the taxi service sector to generate revenue and activate cash flow.
• Capital Investment: Allocate funds to acquire necessary assets (vehicles, technology) to support operations.
• Financial Planning: Develop budgets and cash flow forecasts to manage working capital needs effectively.
• Monitor Financial Health: Track key performance indicators such as liquidity, profitability, and solvency regularly to detect early symptoms of distress or growth.
• Maintain Compliance: Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.
• Consider Strategic Review: Evaluate market potential and business model viability before full-scale reactivation to ensure sustainable growth.

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