FAIRER HOUSING BRIGHTON LIMITED

Executive Summary

FAIRER HOUSING BRIGHTON LIMITED is a newly formed dormant company with no trading history, negligible assets, and no cash flow. As such, it currently lacks financial strength and the ability to service credit facilities. Credit approval is not recommended until the company demonstrates operational activity and financial viability.

FAIRER HOUSING BRIGHTON LIMITED - Analysis Report

Company Number: 15024324

Analysis Date: 2025-07-29 19:11 UTC

1. Credit Opinion: DECLINE
   FAIRER HOUSING BRIGHTON LIMITED is a newly incorporated dormant company with no trading activity, minimal assets, and no financial history of revenue or profitability. The company’s net assets and cash balance stand at £1, reflecting only the nominal share capital. There is no evidence of operational cash flow or financial performance to support credit risk assessment. Given the absence of trading or financial substance, the company currently lacks the capacity to service any debt or credit facility.

2. Financial Strength:
   The balance sheet is extremely limited, showing only £1 in cash and net assets, representing the issued share capital. There are no fixed or current assets, no liabilities, and no retained earnings or reserves. This indicates no business activity or financial strength. As a dormant entity, it has not yet demonstrated any operational or financial viability.

3. Cash Flow Assessment:
   Cash flow is effectively nil, with just £1 in cash at year end. There is no trading income, receivables, or working capital to support liquidity needs. The company has no proven ability to generate cash inflows or manage working capital, which is critical for debt servicing or commercial commitments.

4. Monitoring Points:

• Monitor the company’s transition from dormant to active trading status, including the first set of filed accounts showing revenue and profitability.
• Review any future financial statements for evidence of positive net current assets, cash flow generation, and net profitability.
• Watch for any changes in ownership, director appointments, or significant financial transactions that impact credit risk profile.
• Confirm timely filing of accounts and confirmation statements to ensure compliance and transparency.