FAS CONSULTING ONE LTD

Executive Summary

FAS Consulting One Ltd is currently in a financially weak position with negative net assets and working capital, raising significant concerns over its ability to meet liabilities and service credit. The company’s deteriorating balance sheet and minimal current assets indicate poor liquidity and financial management, leading to a recommendation to decline credit at this time. Close monitoring of future financial performance and liquidity metrics is essential should the company seek credit facilities in the future.

FAS CONSULTING ONE LTD - Analysis Report

Company Number: 14194876

Analysis Date: 2025-07-20 15:37 UTC

1. Credit Opinion: DECLINE
   FAS Consulting One Ltd shows a significant deterioration in financial position during the most recent year. The company moved from a positive net asset position of £1 in 2023 to a substantial net liability of £1,881 at the end of 2024. Current liabilities of £496 far exceed current assets of £1, resulting in negative working capital of £495. This raises serious concerns about the company’s ability to meet short-term obligations and service any additional credit facilities. The absence of profitable operations and negative equity indicates financial distress and weak management of resources.

2. Financial Strength:
   The company’s balance sheet is very weak. The drastic shift from net assets of £1 to net liabilities of £1,881 within one year points to losses eroding shareholder funds. Negative net current assets suggest liquidity issues. The presence of accruals and deferred income of £1,386 further complicates the liability profile, indicating obligations or income recognition timing that may stress cash flow. Overall, the company lacks financial resilience and has no buffer in net assets to absorb further trading losses or adverse economic conditions.

3. Cash Flow Assessment:
   With current assets at a nominal £1 and current liabilities at £496, the company’s working capital position is critically negative. This implies an inability to cover short-term debts from liquid resources, raising high risk of payment default. The micro-entity nature and minimal asset base limit options to raise funds quickly. No profit and loss statement is available for detailed cash generation analysis, but the balance sheet signals poor cash flow management and insufficient liquidity to meet operating needs.

4. Monitoring Points:

• Net asset position and shareholder equity trends in upcoming accounts
• Working capital and current ratio to assess liquidity improvements or further deterioration
• Any new credit facilities or capital injections that could strengthen financial position
• Director changes or strategic plans addressing financial weakness
• Timely filing of accounts and confirmation statements to maintain compliance