FINTEEN LTD

Executive Summary

FINTEEN LTD is a dormant company with nominal equity and no trading history, providing no basis for credit approval. The absence of financial activity and cash flow generation capacity renders the company unable to service debt or financial obligations. Credit facilities are not recommended at this stage without operational evidence or strengthened financial position.

FINTEEN LTD - Analysis Report

Company Number: 13516469

Analysis Date: 2025-07-20 13:12 UTC

1. Credit Opinion: DECLINE
   FINTEEN LTD is a dormant private limited company with no trading activity reported in its latest accounts. The company has minimal net assets (£100) and no revenue or operational data to assess cash flow or profitability. Given the absence of trading history, no material working capital or earnings, and no evidence of financial performance, the company currently lacks the ability to service any credit facility. The minimal capital base and dormant status present significant credit risk with no demonstrated capacity to generate cash flow or repay debt.

2. Financial Strength:
   The balance sheet shows only £100 in share capital and net assets, with no recorded liabilities or fixed assets. The company has maintained a dormant status since incorporation, indicating no business operations or asset accumulation. This lack of financial substance means there is no cushion to absorb financial stress or support credit extensions. The equity base is nominal, and there is no indication of external funding or reserves.

3. Cash Flow Assessment:
   There is no information on cash flow or working capital since the company is dormant and did not trade during the reported periods. The absence of current assets such as cash or receivables limits liquidity. Without operational cash generation or cash reserves, the company cannot demonstrate the ability to meet short-term obligations or fund activities requiring cash outlay.

4. Monitoring Points:

• Monitor any changes in trading status or filing of full accounts indicating commencement of operations.
• Watch for director changes or significant events suggesting capital injection or operational startup.
• Review next filed accounts and confirmation statements for evidence of financial activity or improved capitalization.
• Track any external funding or guarantees that might mitigate credit risk if the company begins trading.