Company Number: 15364308

Analysis Date: 2025-07-29 18:39 UTC

1. Risk Rating: LOW
   The company is newly incorporated (December 2023) and has filed accounts on time with no overdue filings. The financials show positive net current assets and shareholders' funds, indicating an initial stable financial position. There is no indication of financial distress or regulatory non-compliance.

2. Key Concerns:

• Very Limited Operating History: The company has only one short financial period since incorporation, limiting the ability to assess ongoing operational viability.
• Director Loan Balance: A director's loan of £2,872 is repayable on demand; while not necessarily problematic, it requires monitoring for repayment or potential dependency on director funding.
• Small Scale: As a micro-entity with minimal share capital (£122.86) and only 3 employees, the company’s operational scale is limited, which could affect resilience to market fluctuations.

3. Positive Indicators:

• Strong Liquidity Position: Current assets (£48,467) significantly exceed current liabilities (£6,731), yielding a net working capital of £41,736.
• Positive Equity: Shareholders’ funds stand at £46,015, indicating the company is solvent at the balance sheet date.
• Compliance: All statutory filings, including accounts and confirmation statements, are up to date with no overdue deadlines or penalties.

4. Due Diligence Notes:

• Verify the nature and sustainability of revenues and cash inflows supporting current assets, given the company is classified under primary education and is very new.
• Investigate the terms and conditions of the director’s loan advance to understand potential future cash flow implications.
• Review any business plans or forecasts to assess growth prospects and operational stability beyond the initial period.
• Confirm that no regulatory issues or director misconduct exist beyond what is publicly available.