Company Number: 12995156

Analysis Date: 2025-07-20 18:28 UTC

1. Credit Opinion: DECLINE
   F&J Property Maintenance Ltd has been dormant during the latest financial year ending 30 November 2023, with no trading activity reported. The absence of revenue, cash generation, or material assets means the company currently lacks any capacity to service debt or meet financial obligations. Without operational history or financial performance, the company presents a high credit risk.

2. Financial Strength:
   The balance sheet shows zero net assets and no current assets or liabilities in the most recent year. The last active financial year (2021) showed minimal net assets (£442) and negligible working capital, indicating very limited financial resources. Share capital is minimal at £100. Overall, the company’s financial position is extremely weak with no tangible buffer to absorb shocks or fund operations.

3. Cash Flow Assessment:
   Cash and cash equivalents are reported as zero, and there are no current assets or liabilities to provide working capital. The company has no internally generated cash flows or external funding indicated. This lack of liquidity implies the company cannot meet even short-term cash demands.

4. Monitoring Points:

• Confirmation of any future commencement of trading and generation of revenue.
• Timely submission of accounts and confirmation statements to avoid compliance risk.
• Any changes in capital structure or injection of funds to improve financial position.
• Director actions or plans indicating business strategy to mitigate dormant status risk.