FLUBEN LTD

Executive Summary

FLUBEN LTD is a recently established micro-entity with a weak liquidity position and very limited financial history. The company shows a net current liability deficit and modest net assets, indicating constrained ability to service credit at present. Credit extension is not recommended until operational performance stabilizes and working capital improves.

FLUBEN LTD - Analysis Report

Company Number: 14860631

Analysis Date: 2025-07-29 20:35 UTC

1. Credit Opinion: DECLINE
   FLUBEN LTD is a newly incorporated micro-entity (May 2023) with limited financial track record and weak liquidity. The company reports net current liabilities of £3,941 against minimal current assets of £3,292, indicating a working capital deficit and potential short-term cash flow stress. The balance sheet shows modest net assets (£7,309) mainly composed of fixed assets (£11,250), but current liabilities (£7,233) exceed current assets. The absence of turnover, profit and loss details, or cash flow statements restricts assessment of operational performance or revenue generation. Given the company’s infancy, micro size, and net current liability position, it lacks sufficient financial strength or operational history to support debt servicing or credit extension at this stage.

2. Financial Strength:
   The balance sheet reveals a small asset base with £11,250 in fixed assets and only £3,292 in current assets. Total liabilities due within one year stand at £7,233, resulting in a negative net working capital of £3,941. Net assets equal shareholders’ funds of £7,309, indicating limited equity buffer. The company’s capital structure is thin, and the lack of accumulated profits or reserves suggests no retained earnings. As a micro-entity, the scale is minimal with only 1 employee, implying limited operational capacity and scale economies.

3. Cash Flow Assessment:
   Current liabilities exceed current assets, signaling potential liquidity challenges. The company may struggle to meet short-term obligations without additional capital injections or improved cash inflows. No information on cash balances, debtor collection, or creditor payment terms is provided, but the negative net current assets position indicates limited working capital flexibility. The single director and sole shareholder control may support quick decision making but also concentrates financial risk.

4. Monitoring Points:

• Track future turnover and profit generation to assess operational viability and cash inflows.
• Monitor working capital trends to ensure improvement in liquidity and ability to meet short-term debts.
• Review any capital injections or shareholder loans that may bolster financial resources.
• Watch for timely filing of future accounts and confirmation statements to ensure compliance and transparency.
• Observe director conduct and any changes in ownership or control that may impact governance.