Company Number: 15054030

Analysis Date: 2025-07-20 13:02 UTC

1. Risk Rating: LOW
   FMCKENZIE COACHING LIMITED is a recently incorporated private limited company with its first financial period ending August 2024. The company shows positive net current assets and no overdue filings, indicating compliance and basic financial stability at this early stage.

2. Key Concerns:

• Very limited financial history and scale: The company has minimal current assets (£1,272) and shareholders’ funds (£139), which restricts assessment of operational sustainability.
• Director’s loan account balance (£1,263) comprises most of the debtor balance, suggesting initial funding was director-driven and may indicate dependency on personal advances.
• Single employee (the director) and small scale may limit operational capacity and revenue diversification.

3. Positive Indicators:

• The company has filed accounts and confirmation statements on time, with no overdue filings, demonstrating regulatory compliance.
• Positive net current assets (£139) show the company’s current liabilities are covered by current assets, indicating short-term solvency.
• The ultimate controlling party and director are the same individual, ensuring clear management and control.

4. Due Diligence Notes:

• Review the nature of the director’s loan account and repayment terms to assess any dependency risk or financial strain on the company.
• Monitor future financial periods for revenue generation and growth to evaluate operational sustainability beyond start-up phase.
• Verify the company’s business model and client pipeline in the “Other human health activities” sector for revenue predictability.
• Confirm ongoing compliance with Companies House filing deadlines and tax obligations as the company scales.