FOR THE PLAYERS ACADEMY LIMITED

Executive Summary

For The Players Academy Limited is an early-stage, small-scale company with limited financial history and modest working capital. The company currently demonstrates a positive but minimal net asset position supported by director funding. Credit approval is recommended on a conditional basis with prudent limits and ongoing monitoring of cash flow and financial performance as the business develops.

FOR THE PLAYERS ACADEMY LIMITED - Analysis Report

Company Number: 14923205

Analysis Date: 2025-07-20 16:50 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   For The Players Academy Limited is a very recently incorporated private limited company (incorporated June 2023) with a modest balance sheet and limited financial history. The company currently shows positive net current assets (£2,147) and net assets of the same amount, indicating a positive but very limited equity base. However, given its infancy, small scale of operations, and limited financial data, the company carries a higher risk profile typical of start-ups. The director has funded the company partly through a director’s loan (£5,351), which suggests reliance on internal financing rather than external credit. Approval for credit facilities is recommended subject to prudent limits, clear use of funds, and ongoing monitoring of operational performance and cash flows as the business develops.

2. Financial Strength:
   The balance sheet is very small and straightforward, with total current assets of £10,964 (mainly cash £9,964 and investments £1,000) against current liabilities of £8,817. The liabilities include corporation tax owed, director loans, and accruals/deferred income. The company is in a net current asset position but with limited working capital cushion. Shareholders’ funds are nominal at £2,147, reflecting the early stage of the business. No fixed assets or long-term liabilities are reported. The small size and limited asset base constrain the company’s financial strength and ability to absorb shocks.

3. Cash Flow Assessment:
   Cash on hand of £9,964 provides immediate liquidity for short-term obligations. The net current assets suggest the company can meet its near-term liabilities, but the working capital is tight. The presence of director loans as part of current liabilities indicates internal funding support but also an obligation that may require repayment or ongoing capital injection. No detailed profit and loss data are available; however, the company has distributed dividends of £2,500 despite its small reserves, which may affect cash reserves if not carefully managed. Monitoring cash flow generation from operations will be critical as the company grows.

4. Monitoring Points:

• Profitability and revenue growth trends once trading data become available.
• Cash flow from operations and changes in working capital.
• Director loan balances and any repayments or additional injections.
• Timely filing of accounts and confirmation statements to maintain compliance.
• Any material increases in liabilities or changes in capital structure.
• Business development within the sport clubs sector (SIC 93120) and competitive positioning.