FORCE SUBMISSION BRAZILIAN JIU JITSU & MMA ACADEMY LTD

Executive Summary

FORCE SUBMISSION BRAZILIAN JIU JITSU & MMA ACADEMY LTD shows modest financial improvement after initial losses but remains very small with minimal equity and working capital deficits. Credit approval is possible only with conditions requiring updated financial information and mitigating controls due to fragile liquidity and low financial strength. Ongoing monitoring of financial performance and compliance filings is essential.

FORCE SUBMISSION BRAZILIAN JIU JITSU & MMA ACADEMY LTD - Analysis Report

Company Number: 13123835

Analysis Date: 2025-07-20 13:59 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   FORCE SUBMISSION BRAZILIAN JIU JITSU & MMA ACADEMY LTD is a micro-entity with limited financial history, showing a modest improvement in net assets from a deficit of £824 in 2023 to a slight positive £20 in 2024. While the company is still very small and has net current liabilities of £607, this represents progress and indicates some financial stabilization. However, the negative working capital and minimal equity suggest a fragile financial position. Approval for credit facilities should be conditional on obtaining updated management accounts, evidence of cash flow forecasts, and possibly personal guarantees or collateral given the company's thin capital base and limited operational scale.

2. Financial Strength:
   The balance sheet reveals low fixed assets (£959) and current assets of £3,488 against current liabilities of £4,095. The company improved total assets less current liabilities from negative £492 to positive £352 year-on-year. Net assets turned positive but remain very low at £20, indicating minimal shareholder equity. The company has no recorded employees, reflecting a lean operation or outsourcing model. Overall, the financial strength is weak but trending positively from a position of loss.

3. Cash Flow Assessment:
   The net current liabilities of £607 highlight a working capital deficit, suggesting potential liquidity constraints. The increase in current assets from £1,137 to £3,488 is a positive sign but is offset by rising current liabilities. The micro-entity status and lack of audit mean limited cash flow detail is available, so closer monitoring of creditor payment terms and cash inflows is recommended. The absence of employees also implies limited payroll obligations, possibly reducing cash outflows.

4. Monitoring Points:

• Continued improvement or stabilization of net assets and working capital
• Timely filing of next accounts and confirmation statements to ensure compliance
• Management accounts and cash flow forecasts to assess ongoing liquidity
• Changes in creditor balances and payment behaviour
• Any increase in share capital or external funding to strengthen equity