FORWARD SETON HOUSE LIMITED

BURDALE FINANCIAL LIMITED AS SECURITY TRUSTEE FOR THE FINANCE PARTIES

DEBENTURE

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND (THE "SECURITY TRUSTEE")

DEBENTURE

LEHMAN COMMERCIAL PAPER INC.

SECURITY ACCESSION DEED BETWEEN THE COMPANY,SETON HOUSE GROUP LIMITED (THE "PARENT") AND LEHMAN COMMERCIAL PAPER INC (THE "SECURITY AGENT") SUPPLEMENTAL TO A DEBENTURE DATED 4 JULY 2001